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Just take a look at this stunning North Carolina Colonial design and picture yourself living in it!

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We have to admit that, we have feelings for this charming home. Maybe it's because the exterior looks are so well thought out, or maybe because it has just about everything one could ask for... What do you like about this home design? (Post your comment below)

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When we designed this cape, we were thinking of what the perfect floor plan would be for a family with two kids. Comment below to tell us what you think of this house design.

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Owning your own home is as American as apple pie its all part of the American dream.

But getting the money for your new home can be an uphill battle all of the way.

Don't get discouraged; use these tips and techniques on financing your new home and make financing a new home as easy as apple pie.

The Bank

With a stellar credit rating and plenty of money in the bank, you're a shoe-in for a home loan. Whether you're purchasing an older home to renovate or you're building your own home from scratch, your local lending institution is probably your cheapest bet. A down payment of at least 5-10 percent of the total value of your building project will be required. For instance, if your building project is projected to be $300,000 you will need a minimum down payment of $15,000 to $30,000 to get the loan. Your local bank will also have the best interest rate available for a new home.

Builder Financing

One of the easiest ways to get financing for building your new is home is from a building company themselves. With quickly approved loans and a crew of workers ready to build your new home, financing a new home is just a few signatures away. When a building company is affiliated with an approved lender, they are often owned by the same company and therefore get paid twice by you for the mortgage and the building costs. While this isn't always a bad thing, it can be if you're getting hit hard on interest. Asking for a break on the interests might be in your best interests when using builder financing.

Government Financing

There are numerous grants, loans and tax breaks that are local, state and federally affiliated. Since there are so many programs with various incentives for buying homes, its easy to see why it can quickly get confusing. Take your time, do a little research and check out the various housing programs that are available in your area. From Gulf Coast hurricane incentives to renovation grants to first time home buyer tax breaks the possibilities of finding a financing resource through the many government housing programs are very great indeed.

Tips for Getting the Loan

Use these tips for getting the best chance at getting the best loan possible:

 Pay Down your DebtWhen a lender monitors your credit rating, they are looking for a pay down rate of around 40 percent of your debt. Pay off credit cards and bills to get a better interest rate on your loan.

 Mortgage CalculatorUse an independent source to calculate your mortgage. This way, you wont get bullied into spending more than you want when you're applying for the loan.

 Home Buying SeminarA local home buying seminar can give you the inside information on local lending practices, home building costs and loan ideas you might not be familiar with in the area you plan on buying a home.

 Money in the BankNo matter who your lender is going to be, it not only looks good to have money in the bank, it can also help you out when hidden closing costs, builders fees and other building costs that hit you when you're not looking.{loadposition followbtns}

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There are many ways to include modular homes in your living plans. You may start out with a modular home, or you may use custom home construction to remodel your existing home. You can use floor plans for modular additions to see the improvements you can make to your existing home, and most of them are already approved for construction in many areas.

Custom built homes can be used as the basis for a home, or as additions for your home. They can provide you with much-needed extra space, and can give your home a new look. Modular home additions can be seen as they are constructed like other modular dwellings, and conforming to all the controls and inspections that full-size modular homes have to conform to. You can finish a renovation project more quickly with a modular addition, which will minimize the disruption and mess that you often experience during home renovations.

Custom homes can be built on-site, with attached garages. The cantilevers are shipped as an integral component, and then finished at the home site. Porches and decks are often built on site as modular home renovations, too. The finish of homes can be vinyl siding, or brick-like products that give you the look of brick without joints that must be mortared, and at lower costs. Modular houses can be assembled on full basements, as well.

Archways used between rooms in modular homes and additions are usually constructed at the home site, and they will give your home an elegant and airy feel. Kitchen cabinets have many options from which to choose, including designer cabinets that are found in stick built homes. You can customize your kitchen in most homes, if the manufacturer offerings don't meet your needs.

These days, practicality is an important component of saving money. Modular homes and modular home renovations are often cheaper than traditional building, and they are built to the same codes as stick homes in the same area. Custom homes give you your dream home at a lower price. The price per square foot is much lower than site built homes. These homes will be as well-insulated and sturdy as site built homes, as well.

You can customize your modular homes, or use a modular addition to your existing home, as part of a home renovation. When you build with modular custom homes, you can adjust the roof, add decks or porches, cut out windows, or make other changes to the floor plan.

These changes don't cost a lot more money like they might in a site-built home, which will save you money, and time as well. In addition, modular homes are built indoors, so the materials used are not continually exposed to the elements, during the construction process. This applies also to custom built modular home additions, that you can use in renovating your home.

Use our Automated Contractor Locating Service to find modular home builders who are reputable in your area. Simply fill out the form below.

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Low Average $784 a month or $134,434 Average $871 a month or $149,371 Monthly payment terms based on a 30 year mortgage at 5.75%. Construction costs depend on local conditions and factors. Both the low average and average costs factor in all construction elements, but excludes: land, sitework, driveway's, and landscaping.  Fill out the form below for an exact quote.

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Low Average $978 a month or $167,716 Average $1,087 a month or $186,351 Monthly payment terms based on a 30 year mortgage at 5.75%. Construction costs depend on local conditions and factors. Both the low average and average costs factor in all construction elements, but excludes: land, sitework, driveway's, and landscaping.  Fill out the form below for an exact quote.

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Let's Talk About Single Level Freedom

The basics: 3 bedrooms and 2 full bathrooms and a much needed 2 car garage. 

First Floor Because It's The Only Floor

Let's face it, we all enjoy single level living because it's much more convenient than walking up and down stairs, especially if you have to carry things like a heavy laundry basket.

The Birchwood Ranch has everything you need, from a spacious 12' x 12' Kitchen that's open to the 11' x 12' dining room, to the gigantic 20' x 12' Living Room which is just perfect for entertaining.

There's a total of three bedrooms on the first floor, but don't forget that you can customize this plan with a full basement, if you want the extra storage space or possible living space. The peaceful 13' x 12' Master Suite is the perfect size and because it is a true master, it has an en suite master bathroom within a short stroll from your bed. The Second Bedroom is 12' x 10 which is still a very good size, and the last 9' x 9' Bedroom can be also used as a nursery or a front office. You can tell by our 3D rendering that we outfitted the 3rd bedroom into an office. Hey did you notice that we designed in a grand piano into the living room? It's true check out the 3D renderings to see what other features we outfitted this charming 1,200 sq/ft ranch with.

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What are the benefits to building a Modular Home?

There are three major benefits that are the common determining factories when customers are deciding to build modular.

Benefit One: Modular Homes are built stronger than conventional homes because they have to endure the transportation and crane lifting processes. Typically a modular home is built with 15% more lumber.

Benefit Two: Energy Efficiency is the second most popular reason many people are buying modular homes now. Many factories such as the one we are partnered with (Westchester Modular Homes Inc.) have been certified to provide Energy Star Rated homes for our customers.

Benefit Three: Speed is the most popular reason people like modular house construction. With today�s technology you can customize and build any size house the modular way, but you do not have to wait 4 to 6 months to live in it. A typical modular home 4,000 sq/ft and under can be fully built and finished in less than 2 months!

How long does it take to build a modular home when comparing between a traditionally built house?

Once the designs are finalized, the supplier begins constructing the modules in a factory controlled environment. At the same time your lot is prepared and the foundation is poured for your home.  The modules are then trucked to the new location and assembly is finished. Typically a 4,000 square foot house can be completed in 2.5 months. A traditional house with the same specifications can take 4 to 6 months.

Building a Modular Home

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Let's Take a Look At This Lovely  Brewester Ranch House Plan

The basics: 3 spacious bedrooms, 2 and a half bathrooms, a full basement foundation, and a 2 car garage. 

First Floor Living Comfort

Now this is a ranch home you could sink your teeth into. Let's start out with the awesome 15' x 13' Master Bedroom, it features cathedral ceilings, which give you the great feeling of spaciousness. The Master Bedroom of course has a huge walk-in closet and it's own private 12' x 11' ensuite (Master Bath).

Now let's start talking about the other bedrooms, at 12' x' 13 the Second Bedroom is a very good size as well. The third 12' x 12' Bedroom is also a good size and the good news is that the second 12' x 6' Bathroom also features double sink and vanities. That setup can work out well for two growing kids that need to brush their teeth at the same time in the morning. There's also a half bath and a laundry room in a very convenient location. 

If you like cooking, we have some good news for you! The 12' x 11' Kitchen is a spacious design and the extended countertop is something that many people simply love because they could setup some bar stools on the oposiite side and use it as a breakfast bar daily or a buffet bar when they are entertaining guests. Since we're talking about spaciousness let;s talk about how awesome the Foyer is and the abundantly large 18' x 19' Living Room. We mentioned that you can use the extended countertop in the kitchen as a breakfast bar, but we forgot to tell you that this house also has a 10' x 10' Breakfast Nook! But wait a minute, there's a breakfast nook, but what about the dining room area? Well not many people want a dedicated formal dining room anymore, but who cares because this house also has a 12' x 13' Dining Room. Well this house has a great floor plan and a two car garage and seriously, it's just a great house plan.

Don't wait any longer, at the very least fill out the form below just to get a list of the best home builders in your area.  

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Can I customize any of the modular plans on your website or provide you with my own home designs and have it built modular?

Yes any of our modular house plans can be customized to suit your needs!

Building Modular

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Let's Check Out This Spacious Brentwood Estates House Plan

The basics: 3 spacious bedrooms, 2.5 baths, and a basement foundation.

The Floor Plan

Can you just imagine building the Brentwood Ranch on a niece peice of land in the country. We could think of several fantastic locations in Charming Connecticut, Lovely California, and Sunny Florida. Where would you build yours?

So let's start of with the Master Suite, it's 15' x 17' which is a really good size. You have to check out the floor plans above because the Master Bathroom design has a layout that anyone can appreicate. It includes the basics, a whirlpool tub with a large window with frosted glass above it, double-sinks to make every morning and evening more productive, and of course a private shower and water closet area. That way, you both can really use the bathroom at the same time. 

Get a list of the top home builders in this area. They'll build your Brentwood Estates Ranch quicker than you think, so typie in your contact information on that keyboard below to get started.  

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Let's Talk About This Lovely Arlington Colonial House Plan

The basics: 4 spacious bedrooms, 2 and a half bathrooms with a full basement and a 3 car garage. 

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First Floor

Walk into the large two story open foyer and make a grand entrance everyday. This house has that appeal where your guests might just get a little jealousy as they step through the threshold and catch a glimpse of what their missing. What colonial would be complete without a large 15' x 11' Study towards the front of the house, giving you that commanding view of the neighborhood as you do your work in perfect peace. This large and beautiful home features a spacious 15' x 16' Living Room, 15' x 14' Dining Room, and a secluded & tanquil 15' x 19' Family Room towards the back of the house. In the lovely and spacious 14' x 14' Dream Kitchen complete with 5' Island, you'll find tons of space to create those wonderful culinary treats that everyone just loves. Maybe they'll love your food even more because the ambiance of your house will overwhelm their senses. Soon eating in the attached 15' x 13' Breakfast Room will be your favorite thing to do every morning as you sip away on your favorite cup of coffee or tea.

The first floor also includes a half Bath, Laundry Room / Mud Room, and of course the entrance to your awesome three car garage. Are you ready to step up stairs yet?

Second Floor

The second floor of your new house is built for relaxation. It features an AMAZING 15' x 23' Master Suite which of course includes an AMAZING Master Bathroom complete with a walk-in closet. Of course the other members of your house need sleeping quarters as well, so don't worry about that, we got them covered with an additional 3 very ample Bedrooms and a shared Full Bath.

So this four bedroom colonial is fit enough for a King and Queen, are you ready to claim what's right fully yours?

Stop waiting and fill out the form below to get a list of the top home builders in this area. They'll build your castle quicker than you think, so punch away your contact information on that keyboard and start day dreaming of your Arlington Colonial.  

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 The Arlington Colonial is a part of the Commemorative Series from Westchester Modular Homes. 

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Checkout This Charming Baldwin Cape

The Basics: 3 bedroom, 1 bath and a stunning family room. 

First Floor 

Old Capes are sometimes cramped for space, but this newly designed cape has all the charm of being a cape, with the additional bonus of spacious rooms and a nice open design concept feel.

The living room is 19' x 12', which is something you really won't find in the older capes. Another thing you won't find in the older capes is a properly sized 12' x 12' Kitchen like this Bladwin model sports. You can always take your delicious cooking into your 12' x 12' Formal Dining Room, which bumps out from the front face of the house to give it that extra character and to create a special ambiance for those holiday dinners.

The first floor also includes a traditional 12' x 12' Family Room situated at the back of the house, so you can catch up on those books you have been putting off. Lastly there's a full bath right next to the only bedroom on the first level.

Second Floor 

On the second floor you will find the rest of the bedrooms which happen to be extremely large in size. One is 15' x 15' which is a very nice size for a cape, and the other one is a whopping 19' x 15'. One thing is for sure, you will never complain about your bedrooms lacking space, and don't forget that you can easily customize this house plan to include a 2nd floor master bathroom. Your contractor won't even break a sweat bulding it for you. 

So what are you waiting for, fill out the form below and get yourself a list of builders that we would recommend and start building your very own Baldwin Cape Escape.

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Introducing The Stunning Bedford Colonial

 The basics: 4 spacious bedrooms and 2 and a half bathrooms. 

First Floor

Here is another spacious colonial house plan that we call the Bedford. One of the first things you'll notice in the House Plan and 3D rendering is that this house features a nice Entry Area aka Foyer. It's completed with a coat and shoe closet so you can put those rain soaked coats and shoes away, because you wouldn't want to get the floors dirty in your new wonderful house.

The 18x 13' Living Room is appointed with a gorgeous bay window to lighten up whatever mood you find yourself in when you're just relaxing on the couch. After you're done relaxing, why not head over to your new 17' x 13' super spacious kitchen and whip up something delicious to enjoy with your family in your tranquil 14' x 13' Dining Room. After you're done eating, take a short stroll to your sensational 19' x 13' Family Room and enjoy a few hours of quality time with your family. Once family time is over, we'll all go upstairs to get a good nights rest.

Second Floor

You could all rest easy because the enormous 18 x 13' Master Suite is just ridiculously awesome; it even has it's own bay window! You just have to not take our word for it and open up the floor plan photos to see how awesome it really is. Of course your master suite has his and her sinks, a whirlpool tub, and a shower, but it also has gigantic his and her closets. Enough about you, what about the rest of the family, right? We got them covered with 3 more bedrooms, one of which is the perfect size for a nursery. There's also a shared full bathroom and plenty of space for everyone to be content in your lovely new Bedford Colonial. 

Don't wait any longer, interest rates are not going to stay this low forever, so fill out the form below to get a list of our handpicked home builders to customize this beautiful colonial for your needs. 

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